We all need to be protected. What would happen if a sudden illness, disability, job loss or death occurred? We talk about how you, your family, your income and your home are protected. We do not do this to try and ‘sell’ you something.

We make it a mandatory part of the mortgage process because we believe it is our responsibility to ensure we have had a clear conversation with our customers on this important subject. Apart from basic buildings insurance for your property the various insurance products we will discuss are not mandatory, and if you already have cover and it is suitable then we will tell you so.

We believe protection is one of the most important considerations when taking out a mortgage and we pride ourselves in offering clear and simple advice around what this could look like.

Some of the ways we can help give our customers peace of mind:

• Providing a lump sum of money in the event of death or critical illness
• Replacing a portion of lost income in the event of a long term illness
• Giving a lump sum or monthly income to help families in the event of the death of a parent