How Much Can I Borrow?

We’ll work out the amount lenders will lend to you based on their criteria and your circumstances. Levels of borrowing vary dramatically from lender to lender and it’s our job to ensure your dreams and goals are achieved, by advising on the right lender for your needs.

Agree The Mortgage

Once we know how much you can borrow, we will need to get an agreement in principle from the lender. This will be confirmation of the amount the lender is prepared to lend and sets your target amount for buying a property.

Find A Property

Now you have your agreement in principle from the lender you can now start searching for a home. You may need to view several properties to know which is right for you. Once you have found the right property you can make an offer.

Move In

All the hard work has been done, so now it’s time to let the legal process begin with your solicitors. They will draft out the contract and carry out the necessary searches to get you to the point of exchange where you will be given the keys to your property.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

Our fees and charges depend on the services we provide you. We charge a fee of up to £500 payable upfront. A typical fee is £250, this is paid on application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The Elms Financial Services Limited is an appointed representative of PRIMIS Mortgage Network, a trading Name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

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